diff --git a/lib/microwaveprop/propagation/hf_muf.ex b/lib/microwaveprop/propagation/hf_muf.ex
new file mode 100644
index 00000000..91776659
--- /dev/null
+++ b/lib/microwaveprop/propagation/hf_muf.ex
@@ -0,0 +1,93 @@
+defmodule Microwaveprop.Propagation.HfMuf do
+  @moduledoc """
+  HF / F2-layer MUF scoring from GIRO-measured MUFD(3000).
+
+  GIRO ionosondes publish `MUFD` — the maximum usable frequency for a
+  specific reference ground distance D (we request 3000 km). That is a
+  *measured* value incorporating the true F2-layer profile and the CCIR
+  M(3000)F2 climatology, not a thin-layer approximation.
+
+  This module treats the measured MUFD as the anchor and scales it to
+  the actual path distance using a thin-layer secant-of-incidence ratio
+  (h ≈ 300 km). That preserves the calibration from the measurement and
+  only uses the thin-layer formula for a *relative* distance correction,
+  which is much more accurate than recomputing MUF from scratch.
+
+  Limitations:
+
+  - Single-hop only; paths beyond ~4000 km need multi-hop logic we
+    don't implement here.
+  - Uses the nearest ionosonde's MUFD regardless of how far away it is
+    — for CONUS paths outside New England the F2 layer can look quite
+    different from Millstone Hill / Alpena. Good enough for a first
+    pass; a proper solution needs CCIR coefficient tables.
+  - Ignores D-layer absorption, so low-frequency cutoff (LUF) is not
+    modelled. The scoring curve is MUF-only.
+  - Ignores geomagnetic disturbance (Kp) effects. A storm-elevated Kp
+    can collapse daytime MUF without touching MUFD if the storm
+    post-dates the nearest observation.
+  """
+
+  @f2_layer_height_km 300.0
+  @ref_distance_km 3000.0
+
+  # FOT (Frequency of Optimum Traffic) is the standard 85 % of MUF that
+  # ITU-R / NOAA quote as the reliable working frequency below the MUF.
+  @fot_ratio 0.85
+
+  @doc """
+  Scale a measured MUFD(3000) value to a different ground-range
+  distance using thin-layer secant obliquity. Returns a MUF in MHz.
+
+  At D = 3000 km this is a no-op (returns the input unchanged).
+  """
+  @spec adjust_mufd(number() | nil, number() | nil) :: float()
+  def adjust_mufd(nil, _), do: 0.0
+  def adjust_mufd(_, nil), do: 0.0
+  def adjust_mufd(mufd, _) when mufd <= 0, do: 0.0
+  def adjust_mufd(_, distance_km) when distance_km <= 0, do: 0.0
+
+  def adjust_mufd(mufd_ref_mhz, distance_km) do
+    ratio = sec_i_factor(distance_km) / sec_i_factor(@ref_distance_km)
+    mufd_ref_mhz * ratio
+  end
+
+  @doc """
+  Frequency of Optimum Traffic — the standard 85 % of MUF used as the
+  reliable working frequency below the MUF ceiling.
+  """
+  @spec fot(number() | nil) :: float()
+  def fot(nil), do: 0.0
+  def fot(muf) when muf <= 0, do: 0.0
+  def fot(muf_mhz), do: muf_mhz * @fot_ratio
+
+  @doc """
+  Score an HF band on a path with the given MUF, in the 0–100 scale
+  used by the rest of the propagation engine.
+
+  - band ≤ 0.75 × MUF → 100 (reliable, comfortably below FOT)
+  - band ≤ 0.85 × MUF (FOT) → 80 (optimal working band)
+  - band ≤ 1.00 × MUF → 50 (marginal, pushing the MUF ceiling)
+  - band ≤ 1.15 × MUF → 20 (fringe, intermittent)
+  - band > 1.15 × MUF → 0 (dead, well above MUF)
+  """
+  @spec hf_score(number() | nil, number()) :: integer()
+  def hf_score(nil, _band), do: 0
+  def hf_score(muf, _band) when muf <= 0, do: 0
+
+  def hf_score(muf_mhz, band_mhz) do
+    ratio = band_mhz / muf_mhz
+
+    cond do
+      ratio <= 0.75 -> 100
+      ratio <= 0.85 -> 80
+      ratio <= 1.00 -> 50
+      ratio <= 1.15 -> 20
+      true -> 0
+    end
+  end
+
+  defp sec_i_factor(distance_km) do
+    :math.sqrt(1 + :math.pow(distance_km / (2 * @f2_layer_height_km), 2))
+  end
+end
diff --git a/test/microwaveprop/propagation/hf_muf_test.exs b/test/microwaveprop/propagation/hf_muf_test.exs
new file mode 100644
index 00000000..73142db8
--- /dev/null
+++ b/test/microwaveprop/propagation/hf_muf_test.exs
@@ -0,0 +1,99 @@
+defmodule Microwaveprop.Propagation.HfMufTest do
+  use ExUnit.Case, async: true
+
+  alias Microwaveprop.Propagation.HfMuf
+
+  describe "adjust_mufd/2" do
+    test "returns 0.0 for nil or non-positive inputs" do
+      assert HfMuf.adjust_mufd(nil, 2000) == 0.0
+      assert HfMuf.adjust_mufd(23.0, nil) == 0.0
+      assert HfMuf.adjust_mufd(0.0, 2000) == 0.0
+      assert HfMuf.adjust_mufd(23.0, 0) == 0.0
+    end
+
+    test "is a no-op at the reference distance (3000 km)" do
+      # MUFD is *defined* at the 3000 km GIRO DIDBase reference distance.
+      assert_in_delta HfMuf.adjust_mufd(23.0, 3000), 23.0, 0.001
+    end
+
+    test "shorter paths have lower MUF (closer to vertical incidence)" do
+      short = HfMuf.adjust_mufd(23.0, 1500)
+      medium = HfMuf.adjust_mufd(23.0, 2500)
+      ref = HfMuf.adjust_mufd(23.0, 3000)
+      assert short < medium
+      assert medium < ref
+    end
+
+    test "longer paths within single-hop window have higher MUF" do
+      ref = HfMuf.adjust_mufd(23.0, 3000)
+      long = HfMuf.adjust_mufd(23.0, 4000)
+      very_long = HfMuf.adjust_mufd(23.0, 5000)
+      assert long > ref
+      assert very_long > long
+    end
+
+    test "vertical-incidence limit approaches foF2 (roughly 1/sec(i_ref) × MUFD)" do
+      # As distance → 0 the ray is vertical and MUF → foF2.
+      # For h=300, sec(i_ref) ≈ 5.10, so at D=0 the scaled MUFD should
+      # be about MUFD / 5.10 ≈ foF2.
+      tiny = HfMuf.adjust_mufd(23.0, 1)
+      assert_in_delta tiny, 23.0 / 5.099, 0.1
+    end
+  end
+
+  describe "fot/1" do
+    test "returns 0.85 × MUF" do
+      assert HfMuf.fot(20.0) == 17.0
+      assert_in_delta HfMuf.fot(28.35), 24.1, 0.01
+    end
+
+    test "returns 0.0 for nil or non-positive inputs" do
+      assert HfMuf.fot(nil) == 0.0
+      assert HfMuf.fot(0.0) == 0.0
+      assert HfMuf.fot(-5.0) == 0.0
+    end
+  end
+
+  describe "hf_score/2" do
+    test "returns 0 for nil or non-positive MUF" do
+      assert HfMuf.hf_score(nil, 14.0) == 0
+      assert HfMuf.hf_score(0.0, 14.0) == 0
+    end
+
+    test "returns 0 when band is well above MUF" do
+      # 28 MHz on a path with MUF=15 MHz — 10m is dead.
+      assert HfMuf.hf_score(15.0, 28.0) == 0
+    end
+
+    test "returns 100 when band is comfortably below FOT" do
+      # 7 MHz on a path with MUF=30 MHz — 40m is solid, way below FOT (25.5).
+      assert HfMuf.hf_score(30.0, 7.0) == 100
+    end
+
+    test "returns 80 near FOT (85% of MUF)" do
+      # Band ≈ 0.85 × MUF should land on FOT bucket.
+      assert HfMuf.hf_score(20.0, 17.0) == 80
+    end
+
+    test "returns 50 between FOT and MUF" do
+      # Band at 0.95 × MUF is marginal.
+      assert HfMuf.hf_score(20.0, 19.0) == 50
+    end
+
+    test "returns 20 in the fringe zone slightly above MUF" do
+      # Band 10% above MUF — fading, spotty, but sometimes there.
+      assert HfMuf.hf_score(20.0, 22.0) == 20
+    end
+
+    test "is monotonic: higher MUF never decreases the score at a fixed band" do
+      # 14 MHz across a range of MUFs.
+      scores = Enum.map([10, 14, 16, 18, 25, 40], &HfMuf.hf_score(&1 * 1.0, 14.0))
+
+      # Each score must be ≥ the previous.
+      Enum.reduce(scores, 0, fn s, prev ->
+        assert s >= prev
+        s
+      end)
+    end
+  end
+end